When considering purchasing a holiday home, the array of associated costs can seem daunting at first. However, with two decades of experience as a family-owned holiday park operator, we’ve gained significant insights into the intricacies of holiday home expenses.
To simplify these costs, we’ve crafted a concise guide to give you a clear understanding.
Owning a holiday home involves several distinct categories of costs. These include upfront costs, setting up your holiday home, financial considerations, and ongoing maintenance.
Purchasing a Holiday Home
The primary expense in acquiring a holiday home is the upfront purchase price. This can vary based on location, size, and the added luxuries that make your stay more comfortable. While we do not provide financing directly, we can suggest reputable finance companies. These companies offer flexible financing options, which holiday homeowners often use, featuring competitive APR rates and terms ranging from 24 to 120 months. Why not ask us for a list of finance providers for holiday home purchases?
Additionally, consider exploring pre-owned or ex-display homes equipped with high-end amenities, which can also help reduce initial setup costs.
Setting up your holiday home
Once you have chosen the perfect holiday home, the next exciting step is to personalise it to create your own unique oasis. All our holiday homes come fully furnished, so you don’t need to worry about new furniture – but you might want to bring some key pieces to really make it your own. Start by carefully selecting ornaments, electronics, and decor that not only reflect your personal style but also align with your budget. Consider investing in a high-quality sound system to elevate your entertainment experience, explore sophisticated home entertainment options to create a cosy atmosphere, and create an inviting outdoor seating area to enjoy the beautiful surroundings. These thoughtful choices will transform your holiday home into a personalised haven that truly reflects your preferences and tastes.
View our Lodges for SaleFinance Considerations
A major advantage of buying a holiday home is that many costs are consolidated into your site fees. At The Stewart’s Resort Group, site fees cover plot costs, maintenance, facility access, security, and additional on-site discounts. For any queries about financing, including taxes and insurance, our Holiday Home Ownership team is ready to assist.
Ongoing Maintenance Costs
Consider ongoing maintenance expenses, which are fortunately included in the site fees at The Stewart’s Resort Group. These expenses cover essentials like groundskeeping.
Finding Your Ideal Holiday Home
We hope this guide clarifies the costs associated with holiday home ownership and illustrates its affordability. Check out our latest holiday homes for sale, or delve deeper into the benefits of holiday home ownership with our Buyer’s Guide.
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Annual site fees
Stewart’s Resort Group site fees vary by park. They’re payable before the start of every season at the beginning of March and if you join us from June, the amount payable will be reduced based on the amount of the season left.
We’re fair and always do the right thing by our amazing owners.
What’s included in site fees?
- The right to site your holiday home on our park.
- Loyalty discounts in our bars and restaurants and local businesses.
- Usage of our onsite leisure facilities including gyms, spa, sauna, pro golf studio etc.
- General park maintenance and security.
- Exclusive owner’s events.
Offset site fees by letting your holiday home
Here at The Stewart’s Resort Group, we understand the desire to offset the costs of owning a holiday home. That’s why we offer a Sublet Scheme that allows you to rent out your holiday home to holidaymakers, ensuring you make some money back and even cover your site fees for the year!
The Stewart’s Resort Group and our rental partners will deal with everything, from finding bookings to seeking payment, the cleaning and even down to supplying the bedding! You don’t have to lift a finger if you sublet through us. All you have to do is let us know you’d like to sublet.
Learn more about subletting
Running Costs
As well as your site fees, you’ll need to consider annual running costs on top of the cost of your holiday home. These include heating and lighting your holiday home and insurance.
These change from year to year, and obviously, some are dependent on how much you use your holiday home, but these should hopefully give you a clear guide as to what to expect.
What type of running costs are there?
- Gas and electricity costs
- Holiday home insurance
Site fees and running costs: guides
Running costs and site fees vary by park, holiday home and location on the park, but the below should give you a rough guide. Our park teams will take you through the actual costs during a park ownership visit.
- Annual site fees range from £3250 to £4250 + VAT
- Average gas and electricity £721
- Holiday home insurance from £250
- Annual total costs £4182 +
Your holiday home
from £69,000
- Fantastic range to choose from
- New or pre loved holiday homes
- Low deposit
Your site fees
from £3250 a year
- Choose your perfect park and plot
- Park facilities and maintenance
- Landscaping and security
Your running costs
from £971 a year
- Gas and electricity costs
- Holiday home insurance
Let us help you find your perfect somewhere.
With a fantastic choice of holiday homes, lodges and residential park homes, for sale across our unique parks, each nestled in the lush Fife countryside and ideally located near St Andrews and other picturesque Fife coastal villages, your dream home from home is closer than you think.
